Blog Feed

Chasing up Debtors

You need to be consistent and follow up

Sometimes you are at the mercy of your customer i.e. they pay 30days from statement - if this is the case then you can't do much other than send the statement on time ie 1st day of the month

If you can force your client to pay prior to the work being done then great - that alone should get you paid

If not then consider getting the to pay for your costs upfront that way at least they are covered

Set your terms eg 7days from invoice

Automate as much as possible

... read more

( Posted in: Business )

December 2024

Topics Include

  • Chritmas Parties and Fringe Benefits
  • Cyber Security for Small Business
  • Business Success Tips
  • How to read a Balance sheet
( Posted in: Newsletters )

Westpac Scams – “what we never do”

‎If you are contacted by someone who claims to be Westpac, including those claiming to be from our Fraud or Security team, we will never ask you to complete any of the following actions:

•  Share a Password for Online Banking
•  Read us an Online Banking Security Code, sent via SMS Code or displayed on a Token
•  Ask you to install software that allows us to connect to your device (e.g. Anydesk/Team Viewer/Zoho/Splashtop)
•  Sign into your Online Banking with remote access software on your device.


‎If you receive a call like this, please hang up immediately and call us on 132 032, who can validate any banking activity.

( Posted in: Scam Alert )

September 2024

Topics Include

  • Estate Planning Considerations
  • 5 Checklists to Support your Business
  • Supperannuation Changes from 1 July
  • End of the Road for your Business 
  • Changes to Casual Employment
  • 7 Steps to Dealing with a Legal Dispute
  • ‘Bleisure’ travel claims in ATO sights
( Posted in: Newsletters )

Sole Traders using bank statements

What information do I need to provide prior to my appointment?

... read more

( Posted in: Sole traders )

Sole Traders using Excel

What information do I need to provide prior to my appointment?

... read more

( Posted in: Sole traders )

Sole Traders using Xero

What information do I need to provide prior to my appointment?

... read more

( Posted in: Sole traders )

Scam - New MyGov Message

New scam doing the rounds at tax time

It's pretty obvious that its a scam when you look at the url and poor gramamar

Log into MyGov using your app - NEVER click on a link from an email

... read more

( Posted in: Scam Alert )

2024-2025 Australian Government Budget for Individuals

2024-2025 Australian Government Budget for Individuals

Easing the cost-of-living pressures, taking pressure off Australians

... read more

( Posted in: General )

2024-2025 Australian Government Budget for SBE

2024-2025 Australian Government Budget for Small Business

Delivering a better deal for small businesses

( Posted in: General )

Company wages, dividends & drawings

Company owners can take company profits as

1-Wages
2-Dividends

... read more

( Posted in: Company )

Home Loans

Think Advantage Home Loans

Smart Happy Money

... read more

( Posted in: Affiliates )

Bookkeeper

Arrow Bookkeeping

... read more

( Posted in: Affiliates )

Lawyer

The Beaumont Group

... read more

( Posted in: Affiliates )

Sale of Rental Investment Property

Here is a list of information required to work out the capital gain / loss on the sale of your investment property

... read more

( Posted in: Rental Properties )

2024 Individual Tax Return Checklist

Our individual tax return checklist. will assist you in preparing your tax return & getting your maximum refund

( Posted in: Individuals - Tax Time )

Buying a Motor Vehicle - Sole Traders

There are different Tax & GST treatments depending on the type of can you purchase

Cars

These are motor vehicles which are designed to carry both:
-a load less than one tonne
-fewer than 9 passengers

Examples: sedan, SUV

Other Vehicles

These are vehicles which ARE NOT designed principally to carry passengers
Examples: van, single cab ute

Depreciation limits DO NOT apply

Some vehicles i.e. dual cab utes can be either a Car or Other Vehicle so the specifications need to be reviewed

If unsure as to what type of vehicle you are buying speak to your accountant BEFORE buying it

... read more

( Posted in: Cars / Motor Vehicles )

June 2024

Topics Include

  • 2024/2025 Federal Budget
  • Tax Planning - 2024 Year End
  • Tax Return Checklists
( Posted in: Newsletters )

ATO PAYG tax instalments

Q1- My personal tax return has just been prepared and I am getting a tax refund of $2,000 but I also have an activity statement debt of $8,000. Why is that?

Q2- Why does the ATO want me to pay tax instalments?

Q3- Can I vary the ATO instalments?

... read more

( Posted in: Q&A - Individuals )

Medicare Levy Surcharge

If your adjusted taxable income is greater than the applicable threshold and you don't have appropriate private health insurance for the full year then you will be liable for the medicare levy surcharge

... read more

( Posted in: Individuals - Tax Time )

Do I upgrade my car?

Individual taxpayers only

... read more

( Posted in: Cars / Motor Vehicles )

Excel Cashbook - 2024 Tax Year

Recommended for Sole Traders ONLY who are

-Not registered for GST
-Not employing staff

... read more

( Posted in: Free Resources )

Financial Planner

Smart Happy Money

... read more

( Posted in: Affiliates )

March 2024

Topics Include

  • Stage 3 Tax Cuts
  • R&D Claims
  • Business Growth & Profits
  • Debt Recovery
  • Spam Act
( Posted in: Newsletters )

Sole Trader - complete guide

  • Asset Protection
  • Income
  • Expenses
  • Tax
  • GST
  • Buying a business
  • Selling a business
  • Other
... read more

( Posted in: Coming Soon )

Starting a new business

Xero Toolkit

  • Research
  • Setup
  • Finding & selling to customers
  • Getting paid & paying others
  • Business accounting 101
  • Xero free trial
... read more

( Posted in: Starting a business )

GST & BAS - Quick Guide

GST & BAS - Quick Guide

prepared by Xero

( Posted in: GST & BAS )

Software Options

  • Xero (recommended)
  • MYOB Account right / Essentials
  • Quickbooks Online
  • Excel
... read more

( Posted in: Sole traders )

Excel Cashbook - 2025 Tax Year

Recommended for Sole Traders ONLY who are:

-Not registered for GST
-Not employing staff

... read more

( Posted in: Free Resources )

Paying Workers

If you are paying workers follow these steps

... read more

( Posted in: Paying workers )

2023 Individual Tax Return Checklist

Our tax return checklist. will assist you in preparing your tax return & getting your maximum refund

( Posted in: Individuals - Tax Time )

December 2023

Topics Include

  • Fighting Inflation
  • Business Structures
  • I am making a profit so where has the cash gone
  • Work Christmas parties & FBT
  • Directors & cyber security
( Posted in: Newsletters )

Company or Trust?

Coming Soon

( Posted in: Coming Soon )

2024 Christmas Trading Hours

Please note that our office will be closed 4pm on Friday 20th December 2024 and will re-open on Wednesday 8th January 2025 at 9am

We would like to take this opportunity to thank you for your continued support and to wish you and your family a Merry Christmas, and best wishes for a Happy and Prosperous New Year!

( Posted in: General )

Log Book

Claiming car expenses using the Log Book method

... read more

( Posted in: Cars / Motor Vehicles )

Making Appointments

There are 3 appointment options:

Option 1 - Face to face appointment

Option 2 - Phone appointment

Option 3 - You can email your info / documents through – we’ll draft it and email you with our questions

Sole trader / contractor tax returns are more involved and many of them cannot be completed on the spot - for these tax returns you'll need to choose Option 3

If you have a Xero, MYOB, Quickbooks or other bookkeeping file you'll need to invite us into your file

We'll also need a bank statement @ 30 June so we can check the balance against your bookkeeping file

... read more

( Posted in: Individuals - Tax Time )

September 2023

Topics Include

  • Contractor Payments (TPAR)
  • Trade Marks
  • Selling your business
... read more

( Posted in: Newsletters )

Tax Return Process - Business Clients

Steps we follow to prepare your business tax return

... read more

( Posted in: Business )

BAS due dates

You MUST lodge your BAS by the following due dates

... read more

( Posted in: GST & BAS )

June 2023

Topics Include

  • The 2023-24 Federal Budget Highlights for Individuals, Small & Medium Business, and Superannation
  • 2023 Year End Tax Planning Guide
  • 2023-2024 Tax Return Checklist

 

... read more

( Posted in: Newsletters )

Is it worth paying my HECS early?

CPI is applied to HECS debts on 1 June each year. The 2023 CPI is 7.1% so consider paying out part or all of your HECS debt before CPI is applied.

Make payment early to ensure the payment is applied to your HECS debt before 1 June

... read more

( Posted in: Q&A - Individuals )

Sole Trader - What deductions can I claim?

Small Business Entities (SBE) can generally claim everything they spend on the business, except expenses which of a private or capital nature

... read more

( Posted in: Sole traders )

Small Business Technology Investment Boost and Small Business Skills and Training Boost (ends 30/06/2023)

Small Business Technology Investment Boost (ends 30/06/2023) and Small Business Skills and Training Boost (ends 30/06/2024)

... read more

( Posted in: Business )

March 2023

  • Why Is Your Business Under Performing?
  • Propsed Amendments to Superannuation Tax Concessions
  • Changes to Claiming Home Office Expenses
  • Looking to Grow Your Business (And Quick?)

 

... read more

( Posted in: Newsletters )

Additional tax on concessional contributions (Division 293) – for individuals

Division 293 tax is an additional tax on super contributions, which reduces the tax concession for individuals whose combined income and contributions are greater than the Division 293 threshold.

... read more

( Posted in: Individuals )